Checking, Deposit, & Liquidity

Introducing Business Insights, our embedded financial navigator that allows you to keep track of your business and plan for the future on your time. 

Citizens Business Bank offers the comprehensive business checking solutions you need, whether you are a small to medium-sized business, sole proprietor, nonprofit, or government agency.

The Premium Money Market is a tiered-rate, interest-bearing, limited transaction account for businesses requiring limited check-writing capabilities.

With a COD, you get a safe, secure, and flexible way to save and invest in your business’s future.

A ZBA enables you to designate one master account with multiple subsidiary accounts, effectively allowing you to consolidate your multiple account balances to a ZBA, the one master account. 

Start your company savings plan today with unlimited withdrawals and savings overdraft protection.

Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against financial crimes and other national security threats.

The Citizens Sweep Manager is an automated daily sweep of collected and available balances between your Analysis Business Plan checking account and an interest-bearing sweep account.

Not Insured By FDIC Or Any Other Government Agency •
Not Bank Guaranteed • Not Bank Deposits Or Obligations •
May Lose Value

With a Certificate of Deposit Account Registry Service (CDARS), you can combine the convenience of working directly with just one financial institution with the security of access to FDIC insurance. 


Questions? Call or click to get started.